Layout: Daily | Size: 4 by 6 inches | Cover: Softcover Any of the 30 planners recommended below will surely go a long way toward keeping you on track this year. So to find the best planners, we talked to 28 productivity experts, life coaches, and people who love stationery (including a few Strategist staffers) about their favorites, then culled our archives for standout styles we’ve written about before. (I have, after all, updated this list faithfully every January and was tasked with selecting the best 100 notebooks for our massive notebook-testing story.) Leafing through the well-loved Hobonichi Techo planners I’ve used over the years brings me almost as much pleasure as scribbling in them did.Īnd while I’ve been devoted to Hobonichi Techo for most of my adult life, I’ve covered the Strategist’s stationery beat long enough to know that finding the right planner out of the very vast and very particular world of paper goods can be overwhelming. And once the year is complete, a physical planner becomes an artifact - a time capsule, if you will - of that calendar year’s happenings. There is plenty of research that shows how actually writing down your to-do list and schedule for the day - rather than typing it out on a laptop or iPhone - makes you feel more engaged in the task at hand. During the cost of living crisis there has never been a better time to start one and Stewardship’s Guide to Budgeting is also a great place to start when considering how to budget well and live generouslyĭownload the budget planner today and take control of your finances.Instead of an app or gadget that claims to jump-start your productivity, consider investing in a good paper planner. It will give you a much better handle on where your money is being spent, freeing you to be more generous with what you have. Getting started with the templateĬreating a budget planner is simple and easy but it has immense power to change the state of your everyday finances. You might choose to move these amounts to a savings account each month to use when the time arises. This allows you to factor in ‘one-off’ amounts that come up throughout the year such as birthdays and holidays. The section at the very bottom of the planner is called 'seasonal'. So you will need access to your bank account figures, as well as receipts and statements to start filling it in. To complete the planner, you will need to enter your monthly income and anything you spend. You can change the descriptions for the items you spend money on if you want and also add in extra lines if needed. All you need to do is enter the amounts in the projected and actual boxes, and the results will calculate for you. The budget planner template we have provided is easy to use. All this will lead in time to a positive cash flow and an opportunity to be generous with what you have even when times are hard. From a giving perspective it will also enable to you to plan and pro-actively manage how much you can give to charitable causes that you care about. It will also allow you to factor in treats without feeling guilty about whether you can afford it. Knowing this means that you won’t spend more than you earn. The main goal of a budget planner is to help you understand where your money is going. Using a budget planner to organise our finances also means that we're better equipped to give more generously. They might be small adjustments at first, but they can have a significant future impact. Having insight into their spending patterns gives them the power to make changes. Most people who use a monthly budget planner start to make a difference immediately. By understanding this level of detail it becomes a very powerful tool that you can use to organise your finances. It will break down how much you spend on pretty much every aspect of your life. What is a budget planner?Ī budget planner gives you an accurate picture of your income and where that money is being spent. Our Budget planner template is simple to use and will get you started really quickly. With this insight you can start making changes that will help you to achieve your giving goals without worrying that you are giving away too much or too little. Practically, using a budget planner is a great way to understand where your money is going and help to prioritise financial giving as a spiritual discipline within your monthly budget. Having a wise attitude towards money has become even more important as the Cost of Living Crisis continues to bite.
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